Buying procedure in Croatia

Buying a real estate in Croatia has many similarities to buying real estate anywhere in the world and therefore the same caution and common sense you would apply elsewhere should always be applied when buying Croatia property.

Therefore with some caution and common sense coupled with the full support of Portun Immobilis expert team of industry professionals the buying process can be straightforward and easily manageable.

This section of our site is intended as a guide only, giving you some basic information with regard to questions that are often asked by our clients buying in Croatia-Istria. For more detailed information about Rovinj and information with regard to a specific purchase please contact the Portun Immobilis team directly.

The first thing you need to do is decide how much you can afford. You will need to look at how much money you have available yourself and how much you can borrow. There are a number of different financial institutions which offer loans to people buying a property, for example, building societies and banks. You should find out if you are able to borrow money and if so, how much.

When you find a property in Croatia, you should arrange to look at it to make sure it is what you will need and to get some idea of whether or not you will have to spend any additional money on the property, for example, for repairs or decoration. It is common for a potential buyer to visit a property two or three times before deciding to make an offer.

When you decide you would like to buy a particular property you do not necessarily have to pay the price being asked for it by the owners. You can offer less if, for example, you thinks there are repairs to be done which will cost money. If the property is being sold through an estate agent, you should tell the estate agent what you are prepared to pay for the property. The estate agent will then put this offer to the owners.

If you are going to buy a property without assistance of an estate agent be sure to ask for advice from other professionals.

Although it is impossible to give a precise idea of how long the legal work involved in buying a property takes, it is possible to offer guidelines. From having an offer accepted to exchange of contracts can take up to six months. However, if there are any problems the time taken may be longer. On of the buying procedures is illustrated below.







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